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Specialist Knowledge

Regulatory & Commercial Expertise

Deep domain knowledge across 8 areas of regulated financial services, informing every engagement we deliver.

Banking

  • Retail & commercial banking operations
  • Payment architecture & regulatory integration (PSD2/Open Banking)
  • Basel III/IV capital adequacy & stress testing

Compliance

  • FCA authorisation, variation & permissions
  • SM&CR implementation & certification
  • AML/CTF programme design & SAR reporting

Finance

  • Financial modelling & capital forecasting
  • ICAAP/ILAAP preparation & submission
  • MIFIDPRU prudential compliance & reporting

Business Development

  • Product strategy & regulated go-to-market
  • FCA licence applications & regulatory strategy
  • UK & EU market entry planning

Media

  • Financial promotions compliance (FCA/ASA)
  • S21 approvals & marketing sign-off
  • Consumer communications & Consumer Duty

Remittance Services

  • PI/EMI licensing & FCA authorisation
  • Cross-border payment corridors & compliance
  • Client fund safeguarding & reconciliation

Structured Finance

  • Project finance & infrastructure lending
  • Asset-backed lending & collateral structures
  • Trade finance, LCs & documentary collections

Insurance

  • IDD compliance & product governance
  • Appointed Representative oversight & controls
  • Underwriting operations & pricing governance
Office environment

Track Record

Selected Engagements

Representative mandates demonstrating regulatory execution and measurable outcomes.

FCA Authorisation — EMI Applicant (UK)

Rebuilt a failed application with compliant business plan, AML framework, and safeguarding model.

Authorisation secured on resubmission

Payment Institution — Compliance Remediation

Implemented full AML/CTF framework and SM&CR governance structure from the ground up.

Framework implemented and operational

Fintech Startup — Market Entry Strategy

Designed authorisation strategy and operating model for structured UK market entry.

Investor-ready regulatory structure delivered

Investment Firm — Prudential Compliance

Delivered ICARA process, capital modelling, and risk frameworks aligned with MIFIDPRU.

Regulatory approval obtained

Planning an FCA application or facing regulatory scrutiny?

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